Verdicts & Settlements

Reversed Denial of Occupation-Specific Disability Insurance Claim

When a radiologist could no longer read medical images due to progressive cataracts, he filed a claim on his INDIVIDUALLY OWNED occupation-specific professional disability insurance policy – a common type of income-replacement coverage held by doctors, dentists and other professionals whose income is directly tied to their physical acuity. The insurance company aggressively fought his claim asserting that (1) the occupation specific disability insurance policies were governed by U.S. federal ERISA law, and (2) asserting that he was not disabled. Our business litigation attorneys won a settlement very favorable to our client. To help prevent or prepare for claim challenges, read the article “Think you’re covered if disability strikes? Think again!” by Ann P. McHugh, Esq. and E. Elizabeth Sweetser, Esq.
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