Steps to Filing a Temporary Disability Benefits Claim in Lawrence Township, New Jersey
Filing a temporary disability benefits claim in New Jersey involves several important steps. Taking the right actions early on can make the difference between a smooth approval and a frustrating delay or denial.
Here’s what you need to do:
1. Report the Injury to Your Employer
Notify your employer as soon as possible after the injury occurs. In New Jersey, you must report a work-related injury within 14 days, though it’s best to do it immediately. Verbal notice is acceptable, but written notice is recommended for your records.
2. Seek Authorized Medical Treatment
Your employer (or their insurance carrier) has the right to choose the treating physician. Make sure you go to an authorized provider to avoid complications with your claim. Keep copies of all medical records, prescriptions, and work restrictions provided by the doctor.
3. File a Workers’ Compensation Claim
If your injury prevents you from working for more than seven days, you may be entitled to temporary disability benefits. In most cases, your employer or their insurer will begin payments automatically once your time out of work is confirmed by an approved doctor. If benefits aren’t being paid—or if there’s a dispute—you may need to file a formal claim petition or request an informal hearing with the New Jersey Division of Workers’ Compensation.
4. Consult a Workers’ Compensation Attorney
You’re not required to hire a lawyer—but it’s a smart move if your benefits are delayed, denied, or underpaid. Experienced workers’ compensation attorneys, like those at Pellettieri Rabstein & Altman, can guide you through the process, handle communication with insurers, and represent you in hearings if needed.
5. Keep Records and Follow Up
Stay organized. Keep all correspondence, medical records, and wage statements. If your condition changes or you’re cleared to return to work, notify your employer promptly. Regular follow-ups can help prevent gaps or overpayments.
The team at Pellettieri Rabstein & Altman will advocate for your benefits. Reach out to us by calling (609) 520-0900 or by visiting our website today.