Does New Jersey’s Workers’ Compensation System Cover Occupational Exposure Diseases?
Yes, you are entitled to workers’ compensation benefits if you are an eligible employee who developed a disease or other medical condition as a result of occupational exposure. If you wish to claim benefits, you must notify your employer as soon as you are diagnosed with a work-related condition, then file a claim for benefits within two years of the diagnosis.
Keep in mind that claiming benefits for an occupational disease can be challenging due to the strict burden of proof for such claims. To demonstrate that your condition is, in fact, employment-related, you must be able to establish the four following elements:
- The condition occurred during the course of your work.
- The condition developed out of your work.
- The cause of the condition is in some way particular to your trade, occupation, or work environment.
- Your work contributed substantially to the condition.
If you know or suspect you have developed a disease or other medical condition due to occupational exposure, it is critical to notify your employer and seek medical care as soon as possible. Your employer should authorize coverage for your medical care, but in some cases, they may refuse. If that occurs, you should still seek treatment on your own and contact a New Jersey workers’ compensation attorney at once.