Filing for Workers’ Compensation Benefits for an Injury in Lawrence Township, NJ
If you’ve been injured on the job, it’s essential to act promptly to protect your health and ensure you receive the workers’ compensation benefits you’re entitled to. Here’s a clear, step-by-step guide to follow after a workplace injury:
1. Report the Injury to Your Employer
Notify your employer immediately after the injury occurs. In New Jersey, timely reporting is crucial as delaying notification can affect your ability to file a claim. Make sure to provide detailed information about how the accident happened.
2. Seek Medical Attention
Your next step is to visit a doctor approved by your employer or their workers’ compensation insurance provider. Even if the injury seems minor, it’s essential to get medical documentation to support your claim. Be sure to follow all treatment recommendations.
3. File a Workers’ Compensation Claim
Once your employer is notified, they should assist in filing the necessary workers’ compensation paperwork. It’s important to make sure that all forms are submitted correctly. Consulting with a workers’ compensation attorney at this stage can help ensure the claim process goes smoothly.
4. Consult with a Workers’ Compensation Attorney
To maximize your benefits and ensure your rights are fully protected, it’s highly recommended to consult with an experienced workers’ compensation lawyer. At Pellettieri Rabstein & Altman, we provide the guidance you need to navigate this complex process.
5. Cooperate Through Your Attorney with the Insurance Company’s Investigation
The insurance company will investigate the claim by reviewing medical records and potentially asking for statements regarding the injury. Speak with the insurance company through your attorney.
6. Attend Required Medical Evaluations
In many cases, the insurance company will request that you attend an Independent Medical Examination (IME) with a doctor they choose. It’s vital to attend this evaluation as missing it could impact your benefits.
7. Receive Benefits
If your claim is approved, you should begin receiving workers’ compensation benefits, which include coverage for medical expenses and partial wage replacement. Your attorney can ensure the benefits you receive are appropriate and timely.
8. Appeal a Denied Claim (If Necessary)
If your claim is denied, don’t lose hope. You have the right to appeal the decision. A workers’ compensation lawyer can help you build a strong case for the appeal, gathering additional evidence and representing you in hearings.
9. Reach a Settlement or Attend a Hearing
Many workers’ compensation cases are settled out of court, but if a settlement can’t be reached, the case may proceed to a hearing. In such cases, your workers’ compensation law firm will represent you before a judge, ensuring you receive the full benefits you deserve.