Lawrence Township Workers’ Compensation Lawyer

lawrence township NJ workers' compensation lawyer
lawrence township NJ workers' compensation lawyer

If you’ve been injured at work, the stress of navigating the workers’ compensation process can make things even harder.

Whether you experienced a back injury from lifting heavy materials at a construction site, developed carpal tunnel syndrome from repetitive hand movements as a cashier at Quaker Bridge Mall, or slipped and broke your leg at a distribution center on Route 1, Pellettieri Rabstein & Altman can help you with your workers’ compensation claim.

With more than 90 years of experience and a team of Supreme Court certified workers’ compensation lawyers, we are here to ensure you receive the benefits and support you deserve.

Call (609) 520-0900 or contact us online to schedule a free consultation.

How Pellettieri Rabstein & Altman Can Help You With Your Workers’ Compensation Claim

Navigating the New Jersey workers’ compensation system can be overwhelming, especially when dealing with strict deadlines and complex paperwork.

As a dedicated workers’ compensation law firm, Pellettieri Rabstein & Altman offers expert legal support for injured workers, ensuring that the entire claims process is handled smoothly from start to finish.

Our experienced team assists with filing claims, documenting injuries, and representing clients in disputes with employers or insurance companies that may try to limit or deny benefits.

With over 90 years of professional experience, our workers’ compensation attorneys are skilled in maximizing the compensation available to injured workers.

Whether you need help securing temporary disability benefits, covering medical expenses, or resolving claim disputes, our firm will fight to protect your rights and ensure you receive the full benefits you deserve.

By hiring a trusted workers’ compensation lawyer at Pellettieri Rabstein & Altman, you gain a powerful advocate who understands how to get the results you need.

How Much Is My Workers’ Compensation Claim Worth in Lawrence Township, NJ?

How Much Is My Workers’ Compensation Claim Worth in Lawrence Township, NJ

The value of a workers’ compensation claim in New Jersey depends on several key factors, including the severity of your injury, medical expenses, and the extent of lost wages.

Experienced workers’ compensation lawyers can help assess the full worth of your claim by considering these elements and ensuring you receive the maximum benefits available under the law.

Temporary Disability Benefits: If your injury prevents you from returning to work for an extended period, you may be eligible for temporary total disability benefits. These payments typically amount to 70% of your average weekly wage, up to a limit set by New Jersey law. This helps to partially replace your lost income while you recover.

Permanent Disability Benefits: Once you reach maximum medical improvement (MMI), meaning your condition is stable, you may be entitled to permanent disability benefits. The amount depends on whether your injury is considered partial or total, and it will be calculated based on the lasting impact on your ability to work. Partial disabilities may be compensated with a percentage of your wages, while permanent total disability often entitles you to 70% of your weekly earnings for an extended period.

Medical Costs: Workers’ compensation covers all reasonable medical expenses related to your work injury, including surgeries, hospital stays, medications, and rehabilitation. These benefits ensure that your treatment is fully funded, though your employer selects the healthcare provider.

Benefits Available from the New Jersey Workers’ Compensation System

In New Jersey, workers’ compensation provides critical benefits to employees injured on the job or those who contract work-related illnesses. These benefits include medical treatment, wage replacement, and even assistance with job retraining if an injury prevents a return to your previous role. New Jersey’s system ensures that injured workers can focus on recovery without the financial stress of medical bills and lost income.

Medical benefits

These benefits cover the costs of any reasonable and necessary medical care you require to treat your work-related condition. That includes expenses for ambulance rides, hospital stays, doctor’s visits, prescription medications, and durable medical equipment.

Temporary disability benefits

If your condition temporarily prevents you from doing your usual job or returning to work at all, these benefits can cover a portion of your lost wages. Temporary total disability (TTD) benefits provide up to 70 percent of your average weekly pre-injury wages. TTD benefits are subject to statewide maximums that fluctuate year to year. You can receive temporary disability benefits for up to 400 weeks or until you reach maximum medical improvement (MMI), whichever is sooner.

Permanent disability benefits

If your injury prevents you from ever returning to work at full capacity, or your injury affects your activities of daily living, you could be entitled to permanent partial disability (PPD) benefits. PPD benefits are available for up to 600 weeks or certain statutory amounts. If your injury is so severe that you cannot return to work in any capacity, you could be entitled to permanent total disability (PTD) benefits. PTD benefits are paid for life.

Job displacement benefits

If your injury prevents you from ever performing your old job again and your employer does not have any alternative or light-duty work available, you could be entitled to supplemental job displacement benefits. These benefits can help you pay for the education or training necessary to develop the skills you need for other types of work.

Death benefits

If a worker dies due to a workplace injury or illness, the surviving family members may be entitled to financial support in the form of workers’ compensation death benefits. These benefits can pay for reasonable funeral expenses and provide dependents with up to 70 percent of the worker’s average weekly wages.

Deadlines for Taking Action on a Workers’ Compensation Claim in New Jersey

Deadlines for Taking Action on a Workers’ Compensation Claim in New Jersey

Here are some important deadlines to keep in mind as you apply for workers’ compensation benefits in New Jersey:

  • 30 days – You are encouraged to notify your employer of any work-related injury within the first 30 days. Your chances of receiving the full benefits you are entitled to are greater the sooner you report the injury.
  • 31-90 days – You must notify your employer no later than 90 days after your work-related injury. The longer you wait, the greater the risk that your claim will be denied.
  • Two years – You must file a formal claim for workers’ compensation benefits within two years of the date when you first sustained or learned of your work-related condition, or within two years of the last payment of workers’ compensation benefits.

Filing for Workers’ Compensation Benefits for an Injury in Lawrence Township, NJ

Filing for Workers’ Compensation Benefits for an Injury in Lawrence Township, NJ

If you’ve been injured on the job, it’s essential to act promptly to protect your health and ensure you receive the workers’ compensation benefits you’re entitled to. Here’s a clear, step-by-step guide to follow after a workplace injury:

1. Report the Injury to Your Employer

Notify your employer immediately after the injury occurs. In New Jersey, timely reporting is crucial as delaying notification can affect your ability to file a claim. Make sure to provide detailed information about how the accident happened.

2. Seek Medical Attention

Your next step is to visit a doctor approved by your employer or their workers’ compensation insurance provider. Even if the injury seems minor, it’s essential to get medical documentation to support your claim. Be sure to follow all treatment recommendations.

3. File a Workers’ Compensation Claim

Once your employer is notified, they should assist in filing the necessary workers’ compensation paperwork. It’s important to make sure that all forms are submitted correctly. Consulting with a workers’ compensation attorney at this stage can help ensure the claim process goes smoothly.

4. Consult with a Workers’ Compensation Attorney

To maximize your benefits and ensure your rights are fully protected, it’s highly recommended to consult with an experienced workers’ compensation lawyer. At Pellettieri Rabstein & Altman, we provide the guidance you need to navigate this complex process.

5. Cooperate Through Your Attorney with the Insurance Company’s Investigation

The insurance company will investigate the claim by reviewing medical records and potentially asking for statements regarding the injury. Speak with the insurance company through your attorney.

6. Attend Required Medical Evaluations

In many cases, the insurance company will request that you attend an Independent Medical Examination (IME) with a doctor they choose. It’s vital to attend this evaluation as missing it could impact your benefits.

7. Receive Benefits

If your claim is approved, you should begin receiving workers’ compensation benefits, which include coverage for medical expenses and partial wage replacement. Your attorney can ensure the benefits you receive are appropriate and timely.

8. Appeal a Denied Claim (If Necessary)

If your claim is denied, don’t lose hope. You have the right to appeal the decision. A workers’ compensation lawyer can help you build a strong case for the appeal, gathering additional evidence and representing you in hearings.

9. Reach a Settlement or Attend a Hearing

Many workers’ compensation cases are settled out of court, but if a settlement can’t be reached, the case may proceed to a hearing. In such cases, your workers’ compensation law firm will represent you before a judge, ensuring you receive the full benefits you deserve.

Frequently Asked Questions about Workers’ Compensation in Lawrence Township, NJ

Navigating workers’ compensation in New Jersey can be complex, and understanding your rights is crucial if you’ve been injured on the job. Below are answers to some frequently asked questions to help guide employees through the claims process and ensure they receive the benefits they deserve.

Do I Need a Workers’ Compensation Attorney for My Injury Case?

While you can file a claim independently, engaging a workers’ compensation attorney significantly enhances your chances of securing the full benefits you deserve. An experienced attorney can help navigate the complexities of the process, ensure that all necessary paperwork is completed accurately, and effectively manage any disputes with the insurance company.

Am I Eligible for Workers’ Comp Benefits?

If you were injured at work or developed a work-related illness, you are generally eligible for workers’ compensation benefits in New Jersey. The primary criterion is that your injury must have occurred while you were performing your job duties.

What Should I Do if I Have Been Injured While Working in New Jersey?

As soon as you are injured, promptly report the incident to your employer and seek medical attention from an approved healthcare provider. It’s also crucial to consult a workers’ compensation attorney to safeguard your rights and ensure you receive the benefits you are entitled to.

What Happens After a Claim Is Reported?

Once you report your injury, your employer or their insurance carrier will conduct an investigation. If your claim is deemed valid, they will provide necessary medical treatment and cover lost wages during your recovery period.

Will I Lose My Job If I File a Formal Claim With an Attorney?

Under New Jersey law (NJSA 34:15-39.1), your employer cannot fire you in retaliation for filing a workers’ compensation claim. However, if you were terminated for unrelated reasons, such as company-wide layoffs, the situation may be different. If your termination appears related to your injury or disability, you may have grounds for an unlawful termination claim under the Americans with Disabilities Act (ADA).

 

What Can I Do If I Was Injured in New Jersey and My Employer Doesn’t Report My Injuries to the Insurance Carrier?

If your employer fails to report your injury, you can either contact the workers’ compensation insurance carrier directly or file a claim on your own. Most employers must display their insurance details, which you can use to contact the carrier. Consulting a workers’ compensation attorney can help ensure you receive the benefits you deserve.

Who Determines the New Jersey Workers’ Compensation Benefits I Receive?

The benefits you receive are determined by New Jersey law, which states that if you are unable to work, you may receive up to 70% of your average weekly wages, subject to specific caps. Additionally, you are entitled to medical treatment for your work-related injuries.

Can My Employer Fire Me While I’m Out of Work Due to a Work-Related Injury in New Jersey?

Under New Jersey law, your employer cannot fire you in retaliation for filing a workers’ compensation claim or for testifying at a workers’ compensation hearing. The Workers’ Compensation statute, NJSA 34:15-39.1, specifically prohibits such actions. However, this law does not prevent your employer from terminating you for other unrelated reasons, such as company layoffs or performance issues. If you suspect you were fired in violation of this law, it’s crucial to speak with a workers’ compensation attorney to explore your legal options.

I Have a Full-Time and a Part-Time Job. Can I Collect New Jersey Workers’ Compensation for Both Jobs?

Workers’ compensation benefits are generally based on the employment where the injury occurred. If you were injured while working part-time, you would typically only be eligible for benefits related to that job.

My Child Suffered Injuries While Working in New Jersey. Is He/She Entitled to New Jersey Workers’ Compensation Benefits?

Minors are generally entitled to the same workers’ compensation benefits as adults. However, if their work violates child labor laws, the benefits may be doubled. If your child has been injured at work, it’s essential to seek legal advice.

Is Workers’ Compensation Insurance Required in New Jersey?

Yes, all employers in New Jersey are mandated by law to carry workers’ compensation insurance. If you suspect your employer lacks coverage, contact Pellettieri Rabstein & Altman for immediate assistance.

Are My New Jersey Workers’ Compensation Entitlements and Benefits Taxable?

Under state law, workers’ compensation benefits are not subject to taxation.

Reasons Why Workers’ Compensation Benefits Might Be Denied

Reasons Why Workers’ Compensation Benefits Might Be Denied

While New Jersey employers are required to carry workers’ compensation insurance, this doesn’t guarantee that every claim will be approved. Employers and insurance companies may try to reduce costs by disputing or denying claims, even when injuries are legitimate. If your workers’ compensation claim is denied, it can be frustrating, but understanding the common reasons for denial can help you take the right steps.

Here are some of the most frequent reasons why your benefits might be denied:

Pre-existing Conditions: Insurance companies may argue that your injury was caused by a pre-existing condition rather than a work-related incident.

Insufficient Medical Evidence: A lack of proper documentation or insufficient medical records can lead to a denial. Providing detailed and accurate medical records is crucial.

Failure to Follow Procedures: Not reporting the injury in a timely manner or failing to follow the prescribed treatment plan may give the insurance company grounds to deny your claim.

Reaching Maximum Medical Improvement (MMI): If the insurance company believes you have recovered or reached MMI, they may stop paying benefits.

Violation of Workplace Policies: If the injury occurred while violating company policies or engaging in horseplay, the insurance company might argue that you are not eligible for benefits.

In some cases, claims are denied due to misunderstandings or procedural errors. A skilled workers’ compensation lawyer can help you navigate these challenges.

Appealing a Denied or Undervalued Workers’ Compensation Claim

Appealing a Denied or Undervalued Workers’ Compensation Claim

If you suspect you are not receiving the full extent of the workers’ compensation benefits you are owed, it is essential to work with a knowledgeable attorney. Filing an appeal for a denied or undervalued claim is a complex process that involves considerable paperwork, tight deadlines, and a hearing in many cases.

A trusted New Jersey workers’ compensation attorney can present your claim in the best possible light to secure the benefits you are owed. Your lawyer will complete documentation accurately and on time with the appropriate medical records to support your claim. Additionally, your attorney will represent you at hearings and communicate on your behalf during every stage of the appeals process.

Common Types of Workplace Accidents in Lawrence Township

Here are some of the most common types of workplace accidents that give rise to workers’ compensation claims in Lawrence Township, New Jersey.

Motor vehicle accidents

Transportation accidents are consistently among the top causes of workplace injuries and deaths in Lawrence Township, NJ. That includes work-related accidents on public roads as well as on job sites. If you were injured in an accident as a commercial driver or while driving for work-related purposes, you are likely entitled to workers’ compensation benefits.

Slip-and-falls and falls from heights

Falls are another of the most common causes of work-related injuries and fatalities in Lawrence Township, NJ. Workers can be seriously injured in slip-and-falls or trip-and-falls. Falls from heights, such as from staircases, ladders, or scaffolds, can be even worse.

Flying and falling objects

Workers at construction sites, manufacturing sites, and other workplaces with heavy equipment or machinery are susceptible to injuries from flying or falling objects. Common examples of such hazards in Lawrence Township, NJ, include dropped tools, crumbling building debris, and poorly secured machine parts.

Machinery and equipment accidents

Forklifts, cranes, compactors, and other heavy pieces of machinery can severely injure workers. Many workplace accidents in Lawrence Township, NJ, also occur when equipment or tools are defective, poorly maintained, or improperly used.

Overexertion and repetitive motion strain

Overexertion injuries om Lawrence Township, NJ, commonly occur due to strenuous lifting, pulling, pushing, twisting, holding, and throwing motions performed in the workplace. Even moderate levels of strain that are barely noticeable at the outset can lead to painful, long-term injuries.

Electric shocks and toxic exposure

Exposed electrical circuits and ungrounded outlets in Lawrence Township, NJ, present the risk of serious electric shocks or fatal electrocution. Workers can also suffer serious injuries from exposure to fire, smoke, extreme temperatures, excessive noise, toxic substances, and deadly pathogens.

Inadequate training or equipment

Workers who are routinely exposed to occupational hazards need appropriate safety training and personal protective equipment (PPE) in Lawrence Township, NJ. When these critical safety requirements go overlooked, workers can suffer preventable injuries.

Acts of violence in the workplace

Violent assaults are another top cause of workplace injuries and fatalities in Lawrence Township, NJ. Workers in certain industries such as healthcare, education, and customer service are especially vulnerable. Violence can occur in any workplace, including criminal violence, assaults by customers, clients, patients, and worker-on-worker violence.

Gas explosion accidents

Gas explosion accidents in Lawrence Township, NJ, can cause devastating injuries, including severe burns, traumatic brain injuries, lung damage, and even fatalities. These incidents often occur in high-risk work environments like construction sites, utility maintenance, or industrial facilities. Gas explosions can result from improper handling of equipment, gas leaks, or poor safety protocols, making it essential for affected workers to seek legal assistance.

Types of Workers Who Can Get Hurt on the Job

Types of Workers Who Can Get Hurt on the Job in Lawrence Township NJ

Workers who can suffer on-the-job injuries include:

  • Factory workers
  • Police officers
  • Firefighters
  • Correctional officers
  • Healthcare workers
  • Hospitality workers
  • Transportation workers
  • Warehouse and delivery workers
  • Construction workers
  • Electricians
  • Plumbers
  • Other laborers
  • Office workers
  • Retail workers
  • Customer service workers
  • Bank employees

Under the right conditions, any worker is at risk of injury while on the job – even those in “safe” jobs.

Common Types of Injuries Covered by Workers’ Compensation

Common Types of Injuries Covered by Workers’ Compensation

The attorneys of Pellettieri Rabstein & Altman can help workers who have suffered on-the-job injuries such as:

Potential Third-Party Claims After a Workplace Accident

Potential Third-Party Claims After a Workplace Accident in Lawrence Township NJ

Depending on the circumstances, you may have grounds for a “third-party” personal injury claim in addition to your workers’ compensation claim. You typically cannot file a personal injury case against your employer if they provide workers’ compensation coverage, but you may have a claim against another negligent party if they contributed to your injuries.

For instance, if you were injured while using a defective product to do your job, you could have a third-party claim against the manufacturer. Similarly, if you suffer injuries in a car accident that occurs while you are driving for work-related reasons, you could have a claim against the motorist who caused the accident.

Our lawyers are ready to review your situation and seek out every potential source of compensation on your behalf.

Contact Pellettieri Rabstein & Altman Workers’ Compensation Attorneys Today

Your main focus after a work-related injury or illness should be on your recovery—not worrying about the approval of your workers’ compensation claim. At Pellettieri Rabstein & Altman, our experienced workers’ compensation attorneys are ready to guide you through the complex claims process and help you secure the benefits you’re entitled to.

We provide free consultations and offer services in multiple languages, ensuring every New Jersey worker has access to the representation they need. Don’t let your employer or their insurance company downplay your claim—contact us today.

Call (609) 520-0900 or contact us online to schedule a no-obligation case evaluation, and let Pellettieri Rabstein & Altman fight for your rights.

105

Combined Years Experience of Lawyers

100%

Kinds Of Comp Cases We Handle

Certified Workers’ Compensation Law Attorneys

We have won thousands of cases over the years and many of those matters have shaped case law and expanded workers’ rights. Our reputation and successes are why four out of every five of our clients are recommended by friends, family members, coworkers, union members, and even other lawyers. 

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I came to PRA with my workmen compensation case . Gary Adams represented me . Gary was recommended to me by a friend and I in turn recommended Gary to another friend. Gary and his paralegal Jennifer are very good with communication and keeping me well informed in regards to my case : answering emails & returning my calls . I have and I will continue to recommend Gary and his staff to my friends .

WF

My experience with Pellettien Rabstein & Altman was a great one! Every step of the way they were there with me, they made sure I got the justice I deserved. Whenever I called there was someone to answer the questions I had, the receptionist and secretary were friendly and very polite. Anytime, any day, I will recommend Counselor Gary Adams to represent any of my family or friends.

NJ

I have dealt with this firm for over 7 years on a very complicated Workmans Compensation case.
I have dealt with a myriad of legal firms throughout the country for over 30 years in my positions of CEO. And this firm is by far, the best firm I have ever dealt with.

CD

My attorney at Pellettieri Rabstein & Altman was amazing and I can’t thank the firm enough for their insights and assistance! I would highly recommend them!

EW

It was a very long and arduous time (13 years to bring this before a Judge). Living out of state made it particularly hard. Attorney Monaghan of Pellettieri Rabstein & Altman in New Jersey was diligent in helping through the morass of a very difficult workers’ comp claim resultant from an assault on a flight over international waters. I am permanently disabled from this assault and appreciate PR&A’s help.

AC

Pellettieri Rabstein & Altman has very knowledgeable attorneys who are responsive and professional. Jeff Monaghan is an excellent example of this.

JN

Pellettieri Rabstein & Altman listened to my needs and helped me get a larger settlement than I expected. They were very attentive and kind.

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Pellettieri Rabstein & Altman is an outstanding firm.

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