If you’ve been injured on the job in the Lawrence Township, NJ, area, you may be facing both physical and financial hardships. While medical treatment and recovery can take a significant toll, the loss of income from being unable to work can cause even more stress. Fortunately, you don’t have to face these challenges alone. A Lawrence Township lost wages lawyer can help you navigate the complex process of workers’ compensation claims, ensuring you receive the wage loss benefits you’re entitled to.

Our Lawrence Township workers’ compensation attorneys have extensive experience successfully handling a variety of workers’ compensation cases successfully, so you can rest assured that you’re in the best hands.

There are no fees for our services unless we deliver a successful result for you. Even then, our payment is restricted to a court-approved share, up to 25 percent, of the amount you are awarded.

Call (609) 520-0900 or contact us online to schedule a free consultation.

How a Lawrence Township Lost Wages Lawyer Can Help

If you’re dealing with the aftermath of a workplace injury, the guidance of an experienced lost wages lawyer in the Lawrence Township, NJ, area is invaluable. Below are some of the key ways in which a workers’ compensation attorney can assist you:

Free Consultations and Case Review

Many law firms, including Pellettieri Rabstein & Altman, offer free consultations. This means you can discuss your situation with an attorney without worrying about upfront fees. They’ll evaluate your case, explain your legal rights, and let you know if you have a valid claim for lost wages benefits.

Navigating the Workers’ Compensation Process

Workers’ compensation law can be complicated, and each case is unique. A skilled wage loss lawyer will help you understand how the system works, ensuring that you don’t miss any critical steps or deadlines.

Gathering and Presenting Documentation

To successfully claim lost wages benefits, you must provide specific documents, such as medical records, proof of lost income, and employment records. Your lawyer will assist you in gathering all the necessary documentation to ensure your claim is complete and accurate.

Dealing with Insurance Companies

Insurance companies often try to minimize the amount they pay out for workers’ compensation claims. You can communicate with the insurance company through your attorney, ensuring that you don’t face unfair treatment or delays.

Appealing Denied Claims

If your workers’ compensation claim is denied or reduced, your attorney can help you file an appeal. They’ll ensure that all legal avenues are pursued to secure the benefits you deserve.

Maximizing Your Compensation

A knowledgeable lost wages lawyer can help you maximize your compensation by identifying all potential benefits you may be entitled to, including temporary and permanent disability benefits.

With the help of a Lawrence Township lost wages lawyer, you can focus on your recovery while ensuring that your financial needs are met. Call (609) 520-0900 or contact us online to schedule a free consultation with Pellettieri Rabstein & Altman.

How Do Wage Loss Benefits Work in New Jersey?

Wage loss benefits are a crucial part of New Jersey’s workers’ compensation system. These benefits help replace the income you lose while you’re unable to work due to a workplace injury. In New Jersey, workers’ compensation provides two primary types of wage loss benefits:

Temporary Total Disability (TTD)

If you’re completely unable to work due to a work-related injury, you may qualify for Temporary Total Disability (TTD) benefits. These benefits typically cover two-thirds of your average weekly wage, up to a state-mandated maximum. TTD benefits continue until you are able to return to work or reach maximum medical improvement (MMI).

Temporary Partial Disability (TPD)

If you’re partially disabled and can still work, but in a reduced capacity, you may qualify for Temporary Partial Disability (TPD) benefits. These benefits also pay two-thirds of the difference between your pre-injury wages and your reduced earning capacity.

Permanent Total Disability (PTD)

For individuals who suffer from permanent and total disabilities that prevent them from ever returning to work, Permanent Total Disability (PTD) benefits provide compensation for the rest of the worker’s life. PTD benefits are also calculated based on two-thirds of your average weekly wage.

Permanent Partial Disability (PPD)

If you suffer a permanent impairment, but it’s not severe enough to prevent you from working altogether, you may be entitled to Permanent Partial Disability (PPD) benefits. These benefits are based on the nature and extent of your injury, with the payout varying depending on your level of disability.

In New Jersey, injured workers who are disabled for more than seven days are eligible for temporary total disability benefits. These benefits amount to 70% of the worker’s average weekly wage, up to a maximum of 75% of the Statewide Average Weekly Wage (SAWW), and not less than 20% of the SAWW .

Additionally, if a worker tragically dies due to a work-related injury, death benefits are provided to the worker’s dependents. These benefits are 70% of the deceased worker’s wage, up to the statutory maximum and not less than the statutory minimum.

Employers in New Jersey are required to have workers’ compensation coverage or be approved for self-insurance. They are also responsible for paying for reasonable and necessary medical treatment for work-related injuries or illnesses.

Other Types of Workers’ Compensation Benefits

In addition to wage loss benefits, New Jersey workers’ compensation provides other important benefits to injured workers. Below are some of the other types of compensation you may be eligible for:

Death Benefits

If a worker dies as a result of a workplace injury, their surviving family members may be eligible for death benefits. These benefits are designed to help replace the lost income and provide financial support to the worker’s dependents.

Medical Benefits

Medical benefits cover the cost of treatment for work-related injuries or illnesses. In New Jersey, workers’ compensation pays for all reasonable and necessary medical care related to your injury, including doctor visits, hospital stays, surgeries, prescriptions, and rehabilitation.

In fact, the New Jersey Workers’ Compensation Program has seen significant improvements in medical coverage and access over the past decade. According to a 2020 report from the National Council on Compensation Insurance (NCCI), New Jersey workers’ compensation medical benefits now cover a broader range of treatments and have been expanded to ensure that workers receive the necessary care in a timely manner.

Steps to Filing a Lost Wages Claim in Lawrence Township, NJ

Filing a workers’ compensation claim for lost wages involves several steps. It’s crucial to follow these steps closely to ensure your claim is successful:

Determine Eligibility for Lost Wages

Before you can file a claim, you must determine whether you’re eligible for lost wages benefits. This typically depends on the severity of your injury and whether it prevents you from working. If you’re unsure, a Lawrence Township lost wages lawyer can help you assess your situation.

Gather Necessary Documentation

To substantiate your claim for lost wages, you’ll need to provide several documents, including medical records, proof of income, and evidence of your injury. Your lawyer can assist you in collecting the necessary paperwork to avoid delays.

Notify Your Employer

You must report your injury to your employer as soon as possible. In New Jersey, you generally have 14 days to notify your employer about a workplace injury. Failing to report the injury on time could jeopardize your eligibility for benefits.

Consult with a Lost Wages Lawyer

Consulting with an experienced wage loss benefits lawyer is one of the most important steps in filing a claim. A lawyer can guide you through the entire process, ensuring that all forms are completed accurately and filed on time.

Schedule a Free Consultation with Pellettieri Rabstein & Altman

At Pellettieri Rabstein & Altman, we offer free consultations to discuss your workers’ compensation case. Our team of experienced attorneys will review your claim, answer your questions, and help you understand your legal rights and options. We’re here to help you recover the lost wages and benefits you deserve.

Call (609) 520-0900 or contact us online to schedule a free consultation.