Steps to Filing a Spinal Cord Injury Claim in Lawrence Township, New Jersey
If you’ve suffered a spinal cord injury on the job, the steps you take next can make a major difference in your physical and financial recovery. At Pellettieri Rabstein & Altman, we’re here to guide you through the claims process from start to finish—so you’re never left wondering what to do or who to trust.
Here are the essential steps to filing a spinal cord injury claim in Lawrence Township, NJ:
1. Report the injury immediately
In New Jersey, you must report a work-related injury within 90 days, but sooner is better. Verbal notice is acceptable, but written notice is recommended to avoid disputes. Delays can raise questions about the cause or severity of your injury and may lead to a denial of benefits. Report to a supervisor, manager, or designated safety officer.
2. Get medical treatment through the employer’s provider
Under New Jersey law, your employer or their insurance carrier has the right to choose the medical provider. If you seek treatment outside of the approved providers without permission, your medical expenses may not be covered. Always follow prescribed treatment plans and attend all appointments to show that you’re actively addressing the injury and complying with care.
3. Document everything
Keep detailed records of how the injury occurred, your symptoms, treatments, missed workdays, and any communication with your employer or the insurance company. Save copies of medical reports, prescriptions, and transportation receipts. Consistent documentation helps support your claim, especially if the insurance company challenges the severity of your injury or your eligibility for temporary or permanent disability benefits.
4. Consult a workers’ compensation attorney
If your claim is denied, delayed, or undervalued, a qualified workers’ compensation attorney can help you file a formal claim petition or request an informal hearing. Legal representation is especially important in spinal cord injury cases, which often involve long-term disability, future medical care, and disputes over the extent of permanent impairment or wage loss.
Meet our team of workers’ compensation attorneys at Pellettieri Rabstein & Altman.
5. Follow through with all legal and medical steps
Continue all prescribed treatments and attend independent medical examinations (IMEs) requested by the insurer. Failure to comply can harm your claim or reduce your benefits. If there’s a hearing, your participation and cooperation are vital. Remaining consistent, responsive, and compliant helps demonstrate the legitimacy of your claim and strengthens your case for full compensation.
If you’ve suffered a spinal cord injury at work, taking the right steps early can make a huge difference in your recovery and financial stability. Don’t take any chances with your future – contact Pellettieri Rabstein & Altman today.